Med-HighAges 25–45
Millennial Generation Portfolio
Long-term growth portfolio designed for those born between 1980 and 2000
Expected Return
9-12% annually
Expected Dividend
1.5% annually
Rebalancing
Quarterly
Asset Allocation
VTI (35%)
VXUS (20%)
QQQ (20%)
VNQ (10%)
ARKK (10%)
ICLN (5%)
Advantages
- ✓Long investment horizon maximizes compounding growth
- ✓Tech-friendly tilt aligned with career and lifestyle
- ✓Global diversification reduces single-market risk
Risks
- !Short-term volatility can be unsettling for newer investors
- !Heavy reliance on technology sector performance
- !Relatively limited investing experience
Allocation by Investment Amount
If investing $1,000
VTI$350
VXUS$200
QQQ$200
VNQ$100
ARKK$100
ICLN$50
If investing $5,000
VTI$1750
VXUS$1000
QQQ$1000
VNQ$500
ARKK$500
ICLN$250
If investing $10,000
VTI$3500
VXUS$2000
QQQ$2000
VNQ$1000
ARKK$1000
ICLN$500