MediumAges 50 and above

Monthly Income Maximizer Portfolio

Targeting 8–10% annual yield using JEPI and JEPQ covered-call strategies

Expected Return

9-11% annually

Expected Dividend

10-12% annually

Rebalancing

Quarterly

Asset Allocation

JEPI (35%)

JEPQ (30%)

QYLD (15%)

XYLD (10%)

RYLD (10%)

JEPI

S&P 500 monthly dividend – ~8.5% yield

35%

JEPQ

Nasdaq monthly dividend – ~11% yield

30%

QYLD

Nasdaq covered call – ~12% yield

15%

XYLD

S&P 500 covered call strategy

10%

RYLD

Russell 2000 covered call strategy

10%

Advantages

✓Consistent monthly cash flow for living expenses
✓Downside protection through covered-call premiums
✓Lower overall portfolio volatility

Risks

!Upside participation is capped during strong bull markets
!Higher tax burden from ordinary income distributions
!Limited principal appreciation over time

Allocation by Investment Amount

If investing $1,000

JEPI$350

JEPQ$300

QYLD$150

XYLD$100

RYLD$100

If investing $5,000

JEPI$1750

JEPQ$1500

QYLD$750

XYLD$500

RYLD$500

If investing $10,000

JEPI$3500

JEPQ$3000

QYLD$1500

XYLD$1000

RYLD$1000