Med-HighAges 25–45
Digital Banking Revolution Portfolio
An investment portfolio targeting neobanks, digital payments, and open banking
Expected Return
10-13% annually
Expected Dividend
0.8% annually
Rebalancing
Quarterly
Asset Allocation
ARKF (30%)
IPAY (25%)
FINX (20%)
XLF (15%)
TPAY (10%)
Advantages
- ✓Accelerating digital transformation of financial services
- ✓Cost efficiency advantages over traditional banks
- ✓Financial inclusion expanding the addressable market
Risks
- !Increasing regulatory pressure
- !Cybersecurity and fraud risks
- !Intensifying competition
Allocation by Investment Amount
If investing $1,000
ARKF$300
IPAY$250
FINX$200
XLF$150
TPAY$100
If investing $5,000
ARKF$1500
IPAY$1250
FINX$1000
XLF$750
TPAY$500
If investing $10,000
ARKF$3000
IPAY$2500
FINX$2000
XLF$1500
TPAY$1000