XLF
Financial Select Sector SPDR Fund
Price Chart
Financial Select Sector SPDR Fund (XLF) is an exchange-traded fund that provides investors with exposure to specific industry sectors. It carries an expense ratio of 0.09%. The fund offers a dividend yield of approximately 1.61%. The portfolio holds 72 securities.
Category
Sector ETFs
Dividend Yield
1.61%
Expense Ratio
0.09%
Holdings
72
Dividend History
Top Holdings
Key Features
- •Financial sector
- •Banks/insurance
- •Benefits from interest rates
- •Economically sensitive
Advantages
- •Benefits from rising interest rates
- •Benefits from economic recovery
- •Stable dividends
- •Economies of scale
Risks
- •Regulatory risk
- •Credit risk
- •Vulnerable to recession
- •Digital transformation
Rebalancing Strategy
Increase allocation during rising rates; consider business cycle
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XLF Investment Analysis
XLF (Financial Select Sector SPDR Fund) is a Sector ETFs ETF comprising 72 holdings. It has an expense ratio of 0.09% and a dividend yield of 1.61%. Its very low expense ratio makes it well-suited for long-term investing.
A 1.61% dividend yield provides moderate income. It suits investors seeking a balance between growth and dividends.
XLF can play an important role in your portfolio. Due to its concentrated nature, consider combining it with other ETFs for diversification.
US ETF Investment Notes
A 15% withholding tax applies to US ETF dividends. If annual overseas stock capital gains exceed KRW 2.5 million, a 22% capital gains tax is imposed.
Exchange rate fluctuations affect returns. When the Korean won strengthens, dollar-denominated gains may decrease — consider whether to hedge currency risk.
Brokerage fees for overseas ETF trades vary. If you trade frequently, compare fees across brokerages before choosing one.