미국 ETF/주식INSRETF

First Trust Indxx Insurance ETF 계산기

INSR provides exposure to global insurance companies and related financial-sector businesses.

비중을 볼 때 확인할 점

  • 미국 외 보험사까지 포함한 글로벌 보험업 노출을 만들 수 있습니다.
  • IAK·KIE 같은 미국 보험 ETF와 함께 비교됩니다.

리밸런싱 전 리스크

  • 보험업은 손해율, 금리, 재해 이벤트에 영향을 받습니다.
  • 글로벌 ETF라 국가별 환율과 금융 규제 변화도 함께 반영됩니다.

계산기에서 확인하는 순서

  1. 1.First Trust Indxx Insurance ETF를 포트폴리오에 추가합니다.
  2. 2.보유 수량, 현금, 목표 비중을 입력합니다.
  3. 3.목표보다 과대·과소 편입인지 보고 매수·매도 필요 수량을 확인합니다.

비중 계산 기준

리밸런싱 계산기는 First Trust Indxx Insurance ETF의 현재 평가금액, 포트폴리오 현금, 다른 보유 종목의 평가금액을 함께 놓고 목표 비중과의 차이를 계산합니다. 실제 주문 수량은 현재가, 환율, 거래 수수료, 최소 주문 단위에 따라 달라질 수 있으므로 결과를 주문 전 점검용으로 사용하세요.

이 페이지를 쓰는 상황

신규 매수 전 목표 비중을 정하거나, First Trust Indxx Insurance ETF 비중이 커진 뒤 일부를 줄일지 확인할 때 유용합니다. 여러 종목을 함께 보유한다면 단일 수익률보다 전체 포트폴리오에서 차지하는 비중과 변동성 기여도를 먼저 확인하는 편이 안전합니다.

리밸런싱 계산기로 이동종목 비중 최적화
Sector ETFs

INSR

First Trust Indxx Insurance ETF

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Price Chart

First Trust Indxx Insurance ETF (INSR) tracks the Indxx Global Insurance Index, investing in large- and mid-cap insurance companies across developed markets worldwide. The fund includes leading global insurers such as Allianz, Chubb, AXA, and Zurich Insurance, providing diversified exposure across life insurance, property & casualty, reinsurance, and insurance brokers. It carries an expense ratio of 0.60% and holds approximately 50 securities.

Category

Sector ETFs

Dividend Yield

2.5%

Expense Ratio

0.6%

Holdings

50

Dividend History

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Top Holdings

1Allianz
2Chubb
3AXA
4Zurich Insurance
5Marsh & McLennan

Key Features

  • •Global insurance sector focus
  • •Large-cap developed market insurers
  • •Benefits from rising interest rates
  • •Unhedged currency exposure

Advantages

  • •Global diversification reduces regional risk
  • •Higher investment income during rising rate environments
  • •Stable dividends backed by premium income
  • •Portfolio stability from blue-chip European and North American insurers

Risks

  • •Surge in claims from major natural disasters
  • •Reduced investment income during falling rates
  • •Currency fluctuation risk from global holdings
  • •Insurance regulatory environment changes

Rebalancing Strategy

Increase allocation during rising rate cycles; manage risk around natural disaster season (June–November). Pair with IAK (U.S. insurance) or KIE (equal-weight) for regional and methodology diversification, and with broad financials ETF (XLF) for intra-sector diversification.

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INSR Investment Analysis

INSR (First Trust Indxx Insurance ETF) is a Sector ETFs ETF comprising 50 holdings. It has an expense ratio of 0.6% and a dividend yield of 2.5%. The expense ratio is relatively high, so consider costs relative to returns.

A 2.5% dividend yield provides moderate income. It suits investors seeking a balance between growth and dividends.

INSR can play an important role in your portfolio. Due to its concentrated nature, consider combining it with other ETFs for diversification.

US ETF Investment Notes

A 15% withholding tax applies to US ETF dividends. If annual overseas stock capital gains exceed KRW 2.5 million, a 22% capital gains tax is imposed.

Exchange rate fluctuations affect returns. When the Korean won strengthens, dollar-denominated gains may decrease — consider whether to hedge currency risk.

Brokerage fees for overseas ETF trades vary. If you trade frequently, compare fees across brokerages before choosing one.

Need to rebalance your portfolio?Go to Rebalancing Calculator →