미국 ETF/주식SCHDETF

Schwab US Dividend Equity ETF 계산기

SCHD focuses on U.S. dividend equities with an emphasis on dividend durability and company quality.

비중을 볼 때 확인할 점

  • Commonly compared as a core dividend-growth ETF.
  • Growth-stock exposure can be lower than broad market indexes.

리밸런싱 전 리스크

  • Dividend-style underperformance can weigh on returns.
  • Sector composition changes can affect performance.

계산기에서 확인하는 순서

  1. 1.Schwab US Dividend Equity ETF를 포트폴리오에 추가합니다.
  2. 2.보유 수량, 현금, 목표 비중을 입력합니다.
  3. 3.목표보다 과대·과소 편입인지 보고 매수·매도 필요 수량을 확인합니다.

비중 계산 기준

리밸런싱 계산기는 Schwab US Dividend Equity ETF의 현재 평가금액, 포트폴리오 현금, 다른 보유 종목의 평가금액을 함께 놓고 목표 비중과의 차이를 계산합니다. 실제 주문 수량은 현재가, 환율, 거래 수수료, 최소 주문 단위에 따라 달라질 수 있으므로 결과를 주문 전 점검용으로 사용하세요.

이 페이지를 쓰는 상황

신규 매수 전 목표 비중을 정하거나, Schwab US Dividend Equity ETF 비중이 커진 뒤 일부를 줄일지 확인할 때 유용합니다. 여러 종목을 함께 보유한다면 단일 수익률보다 전체 포트폴리오에서 차지하는 비중과 변동성 기여도를 먼저 확인하는 편이 안전합니다.

리밸런싱 계산기로 이동종목 비중 최적화

SCHD vs SOXX: Which ETF Is Better in 2026?

Compare SCHD vs SOXX by expense ratio, dividend yield, holdings, portfolio role, and rebalancing use case. See which ETF fits your 2026 portfolio.

Quick Verdict

SCHD vs SOXX at a glance

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Verdict

SCHD

SCHD has an overall advantage with lower expense ratio (0.06% vs 0.35%), higher dividend yield (3.42% vs 0.69%). However, SOXX also offers Benefits from AI/data center growth, making it worth considering depending on your portfolio goals.

Lower fee

SCHD

0.06%

Higher yield

SCHD

3.4%

Broader holdings

SCHD

104

Compare These ETFs in the Rebalancing Calculator

Add both ETFs, set target weights, and check how much to buy or sell to keep your portfolio aligned.

Open rebalancing calculatorOpen SCHD calculatorOpen SOXX calculatorView all ETF comparisons

Key Differences

  • 1Expense ratio: SCHD 0.06% vs SOXX 0.35% (SCHD is 0.29%p cheaper)
  • 2Dividend yield: SCHD 3.42% vs SOXX 0.69%
  • 3Category: SCHD is Dividend ETFs, SOXX is Sector ETFs
  • 4Holdings: SCHD 104 vs SOXX 31
  • 5Issuer: SCHD (Charles Schwab) vs SOXX (BlackRock(iShares))

Conclusion

Recommended:SCHD

SCHD has an overall advantage with lower expense ratio (0.06% vs 0.35%), higher dividend yield (3.42% vs 0.69%). However, SOXX also offers Benefits from AI/data center growth, making it worth considering depending on your portfolio goals.

Comparison Snapshot

Use the table below to compare cost, income, diversification, and portfolio role before making an allocation decision.

CategorySCHDSOXX
Fund NameSchwab US Dividend Equity ETFiShares Semiconductor ETF
Current Price......
CategoryDividend ETFsSector ETFs
Expense Ratio0.06%0.35%
Dividend Yield3.42%0.69%
Holdings10431

SCHD Top Holdings

  1. 1. Broadcom
  2. 2. Merck
  3. 3. Amgen
  4. 4. Home Depot
  5. 5. PepsiCo

SOXX Top Holdings

  1. 1. Broadcom
  2. 2. Nvidia
  3. 3. Intel
  4. 4. AMD
  5. 5. Qualcomm

SCHD Features

  • •High dividend yield
  • •Low volatility
  • •Quality large-cap focused
  • •Quarterly dividends

SOXX Features

  • •Semiconductor specialized
  • •High growth potential
  • •Benefits from AI
  • •Cyclical

Pros & Cons

SCHD

Advantages
  • ✓ Stable dividend income
  • ✓ Low expense ratio
  • ✓ Superior company selection
Disadvantages
  • ⚠ Lower returns vs. growth stocks
  • ⚠ Weakness during rising rates
  • ⚠ Sector concentration risk

SOXX

Advantages
  • ✓ Benefits from AI/data center growth
  • ✓ Technological innovation
  • ✓ High growth potential
Disadvantages
  • ⚠ Extreme volatility
  • ⚠ Business cycle
  • ⚠ Geopolitical risk

Investment Strategy

Best For: SCHD

Maintain target allocation through quarterly rebalancing; use dividend reinvestment strategy

Best For: SOXX

Growth portfolio; cycle timing important; keep below 10%

Detailed Analysis

1. 분석

SCHD (Schwab US Dividend Equity ETF) and SOXX (iShares Semiconductor ETF) They belong to different categories — Dividend ETFs and Sector ETFs — representing distinct investment areas. SCHD: Schwab US Dividend Equity ETF (SCHD) is an exchange-traded fund that provides investors with exposure to dividend-paying equities. It carries an expense ratio of 0.06%. The fund offers a dividend yield of approximately 3.42%. The portfolio holds 104 securities. With an expense ratio of 0.06% and dividend yield of 3.42%, its top holdings include Broadcom, Merck, Amgen. Key features include High dividend yield, Low volatility, with Stable dividend income being a major advantage. SOXX: iShares Semiconductor ETF (SOXX) is an exchange-traded fund that provides investors with exposure to specific industry sectors. It carries an expense ratio of 0.35%. The fund offers a dividend yield of approximately 0.69%. The portfolio holds 31 securities. With an expense ratio of 0.35% and dividend yield of 0.69%, top holdings include Broadcom, Nvidia, Intel. Notable features are Semiconductor specialized, High growth potential, with Benefits from AI/data center growth as a core strength. In terms of expense ratio, SCHD is 0.29%p cheaper, which can lead to significant cost savings through compounding over long-term investment. Over 20 years with a $100,000 investment, this difference can amount to thousands of dollars.

2. 추천

SCHD is suitable for Maintain target allocation through quarterly rebalancing; use dividend reinvestment strategy, while SOXX is suitable for Growth portfolio; cycle timing important; keep below 10%. Since they are in different categories, holding both can provide portfolio diversification benefits. Adjust the allocation based on your risk tolerance and investment horizon. For beginners, we recommend a core-satellite strategy: choose a low-cost, well-diversified ETF as your core holding, and allocate the rest to satellite positions.

3. 결론

Both SCHD and SOXX are excellent ETFs for their respective investment objectives. The key is to choose based on your investment goals, time horizon, and risk tolerance. Rather than focusing on a single metric (dividend yield, fees, etc.), evaluate from a holistic portfolio perspective. Use our rebalancing calculator to easily determine the optimal asset allocation including both ETFs.

SCHD vs SOXX Investment Guide

Both SCHD and SOXX are popular US ETFs, but they differ in investment strategy and portfolio role. SCHD has an expense ratio of 0.06%, while SOXX charges 0.35%, giving SCHD a cost advantage. In terms of dividend yield, SCHD offers 3.42% while SOXX offers 0.69%, making SCHD the better choice for income investors.

When choosing between the two, consider your investment goals, time horizon, and risk tolerance. If long-term growth is your priority, favor the ETF with lower fees and broader diversification. If you need steady cash flow, the higher-yielding ETF may be more suitable. You can also hold both in your portfolio for a complementary approach.

Regardless of which ETF you choose, maintaining your target allocation through regular rebalancing is key to long-term performance. Review your portfolio quarterly or semi-annually, and adjust if weights have drifted significantly. Our rebalancing calculator can automatically determine the buy/sell quantities for each holding.

5 Things to Check When Comparing ETFs

1.

Expense Ratio: Even a 0.1% difference in fees can translate to thousands of dollars over long-term investing. When two ETFs track a similar index, the lower-cost option has the edge.

2.

Tracking Index & Holdings: Even ETFs in the same category may track different indices. Review the top holdings and sector weights to find the best fit for your investment goals.

3.

Dividend Policy: Compare dividend frequency (monthly vs quarterly), yield, and dividend growth rate. Monthly dividend ETFs may be preferable if you need regular cash flow.

4.

Trading Volume & Liquidity: Sufficient daily trading volume ensures you can buy and sell at fair prices. Low-volume ETFs may have wider bid-ask spreads, increasing your trading costs.

5.

Portfolio Role: Determine whether the ETF serves as a core or satellite holding in your portfolio, and size your position accordingly.

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SCHD Detail Analysis
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SOXX Detail Analysis
ETF Details
ETF Selection Guide
Investment Guide