The Complete Guide to Easy Payment Manager

Easy Payment Manager is a financial management tool that brings all your scattered digital payment services together in one unified interface.

[Key Features]

• View all payment history across services

• Monthly spending analysis

• Recurring payment management

• Suspicious transaction detection

• Payment limit settings

• Registered card overview

[Supported Services]

• KakaoPay

• NaverPay

• SamsungPay

• Payco

• Toss

• SSGPay

• Coupay

[Pricing]

Free (basic) / Premium: 3,000 KRW/month

[Installing the App]

1. Google Play / App Store

• Search for "Easy Payment Manager"

2. Create an Account

• Mobile phone verification

• Agree to terms of service

3. Identity Verification

• Last digits of resident registration number (optional)

• Or use a public certificate

[Linking Payment Services]

1. Tap the "Link" button

2. Select each service

3. Enter login credentials

• OAuth-based (secure)

• Passwords are never stored

4. Data sync

• Up to 6 months of history

[Linking Bank / Card Accounts]

• Uses Open API

• Check account balances

• View card usage history

• Automatic updates

[1. Consolidated Payment History]

• See all digital payments at a glance

• View by day, week, or month

• Categorized transactions

• Export to Excel

[2. Spending Analysis]

• Monthly spending statistics

• Breakdown by category

• Month-over-month comparison

• Budget vs. actual spending

[3. Recurring Payment Management]

• List of subscription services

• Notifications before next billing date

• Identify unnecessary subscriptions

• Direct links to cancel subscriptions

[4. Suspicious Transaction Detection]

• Alerts for large transactions

• Alerts for international payments

• Alerts for late-night transactions

• Detection of duplicate charges

[Strengthening Security]

1. App Lock

• Biometric authentication

• PIN code

2. Notification Settings

• Alerts for all payments

• Alerts for large payments only

• Alerts during specific time periods

3. Data Encryption

• Locally stored data is encrypted

• Data in transit is encrypted

[Setting Payment Limits]

• Daily limit: 500,000 KRW

• Per-transaction limit: 200,000 KRW

• Monthly limit: 2,000,000 KRW

• Alert + block when exceeded

[Card Management]

• View list of registered cards

• Check usage frequency

• Expiration date reminders

• Recommended removal of unused cards

[Sync Failures]

• Check your internet connection

• Verify login status for each service

• Re-link if you changed your password

• Update the app

[Missing Transactions]

• Pull to refresh

• Manually sync

• Unlink and re-link the service

[Privacy Protection]

• Login credentials are never stored

• Only API tokens are retained

• Periodically unlink services for safety

[Withdrawal & Data Deletion]

1. Settings > Delete Account

2. All data will be deleted

3. All linked services will be disconnected

[Money-Saving Tips]

• Cancel duplicate subscriptions when found

• Set category-based budgets

• Identify unnecessary spending patterns

• Maximize discounts and reward points