미국 ETF/주식IAKETF

iShares U.S. Insurance ETF 계산기

IAK provides exposure to U.S. insurance companies.

비중을 볼 때 확인할 점

  • 금융 섹터 중 보험업 비중을 직접 조절할 수 있습니다.
  • 금리와 보험사 투자수익 환경에 영향을 받을 수 있습니다.

리밸런싱 전 리스크

  • 대형 재해, 손해율, 금리 변화가 보험사 실적에 영향을 줍니다.
  • 금융 섹터 집중 ETF라 분산 효과가 제한적입니다.

계산기에서 확인하는 순서

  1. 1.iShares U.S. Insurance ETF를 포트폴리오에 추가합니다.
  2. 2.보유 수량, 현금, 목표 비중을 입력합니다.
  3. 3.목표보다 과대·과소 편입인지 보고 매수·매도 필요 수량을 확인합니다.

비중 계산 기준

리밸런싱 계산기는 iShares U.S. Insurance ETF의 현재 평가금액, 포트폴리오 현금, 다른 보유 종목의 평가금액을 함께 놓고 목표 비중과의 차이를 계산합니다. 실제 주문 수량은 현재가, 환율, 거래 수수료, 최소 주문 단위에 따라 달라질 수 있으므로 결과를 주문 전 점검용으로 사용하세요.

이 페이지를 쓰는 상황

신규 매수 전 목표 비중을 정하거나, iShares U.S. Insurance ETF 비중이 커진 뒤 일부를 줄일지 확인할 때 유용합니다. 여러 종목을 함께 보유한다면 단일 수익률보다 전체 포트폴리오에서 차지하는 비중과 변동성 기여도를 먼저 확인하는 편이 안전합니다.

리밸런싱 계산기로 이동종목 비중 최적화
Sector ETFs

IAK

iShares U.S. Insurance ETF

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Price Chart

iShares U.S. Insurance ETF (IAK) tracks the Dow Jones U.S. Select Insurance Index, providing market-cap-weighted exposure to large- and mid-cap U.S. insurance companies. The fund holds approximately 60 securities led by major global insurers such as Berkshire Hathaway, Progressive, and Chubb. It carries an expense ratio of 0.40% and offers a dividend yield of approximately 1.3%.

Category

Sector ETFs

Dividend Yield

1.3%

Expense Ratio

0.4%

Holdings

60

Dividend History

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Top Holdings

1Berkshire Hathaway
2Progressive
3Chubb
4MetLife
5American International Group
6Aflac
7Allstate
8Travelers
9Prudential Financial
10Hartford Financial

Key Features

  • •U.S. insurance sector focus
  • •Market-cap weighted methodology
  • •Large-cap insurer-centric
  • •Benefits from rising interest rates

Advantages

  • •Stable portfolio anchored by large-cap insurers
  • •Higher investment income during rising rate environments
  • •Steady dividends backed by premium income
  • •Market-cap weighting favors quality blue-chip holdings

Risks

  • •Surge in claims from major natural disasters
  • •Reduced investment income during falling rates
  • •Overconcentration in Berkshire Hathaway
  • •Insurance regulatory environment changes

Rebalancing Strategy

Increase allocation during rising rate cycles; manage risk around natural disaster season (June–November). Pair with KIE (equal-weight) to offset large-cap concentration, and with broad financials ETF (XLF) for intra-sector diversification.

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IAK Investment Analysis

IAK (iShares U.S. Insurance ETF) is a Sector ETFs ETF comprising 60 holdings. It has an expense ratio of 0.4% and a dividend yield of 1.3%. The expense ratio is relatively high, so consider costs relative to returns.

A 1.3% dividend yield provides moderate income. It suits investors seeking a balance between growth and dividends.

IAK can play an important role in your portfolio. Due to its concentrated nature, consider combining it with other ETFs for diversification.

US ETF Investment Notes

A 15% withholding tax applies to US ETF dividends. If annual overseas stock capital gains exceed KRW 2.5 million, a 22% capital gains tax is imposed.

Exchange rate fluctuations affect returns. When the Korean won strengthens, dollar-denominated gains may decrease — consider whether to hedge currency risk.

Brokerage fees for overseas ETF trades vary. If you trade frequently, compare fees across brokerages before choosing one.

Need to rebalance your portfolio?Go to Rebalancing Calculator →