미국 ETF/주식AGGETF

iShares Core U.S. Aggregate Bond ETF 계산기

AGG is an ETF profile used to attach reviewed context to calculator entry flows.

비중을 볼 때 확인할 점

  • Used to provide reviewed context in portfolio calculator entry flows.
  • Check exposure, costs, and overlap before using it in a portfolio.

리밸런싱 전 리스크

  • It can lose value depending on market conditions.
  • Costs, concentration, and tracking behavior should be reviewed before use.

계산기에서 확인하는 순서

  1. 1.iShares Core U.S. Aggregate Bond ETF를 포트폴리오에 추가합니다.
  2. 2.보유 수량, 현금, 목표 비중을 입력합니다.
  3. 3.목표보다 과대·과소 편입인지 보고 매수·매도 필요 수량을 확인합니다.

비중 계산 기준

리밸런싱 계산기는 iShares Core U.S. Aggregate Bond ETF의 현재 평가금액, 포트폴리오 현금, 다른 보유 종목의 평가금액을 함께 놓고 목표 비중과의 차이를 계산합니다. 실제 주문 수량은 현재가, 환율, 거래 수수료, 최소 주문 단위에 따라 달라질 수 있으므로 결과를 주문 전 점검용으로 사용하세요.

이 페이지를 쓰는 상황

신규 매수 전 목표 비중을 정하거나, iShares Core U.S. Aggregate Bond ETF 비중이 커진 뒤 일부를 줄일지 확인할 때 유용합니다. 여러 종목을 함께 보유한다면 단일 수익률보다 전체 포트폴리오에서 차지하는 비중과 변동성 기여도를 먼저 확인하는 편이 안전합니다.

리밸런싱 계산기로 이동종목 비중 최적화

AGG vs BND: Which ETF Is Better in 2026?

Compare AGG vs BND by expense ratio, dividend yield, holdings, portfolio role, and rebalancing use case. See which ETF fits your 2026 portfolio.

Quick Verdict

AGG vs BND at a glance

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Verdict

Depends on your goals

AGG and BND each have different strengths, so the choice depends on your investment objectives. Choose the one with lower fees if cost is a priority, or the one with higher yield if income is your goal.

Lower fee

Tie

0.03%

Higher yield

BND

3.3%

Broader holdings

AGG

11,245

Compare These ETFs in the Rebalancing Calculator

Add both ETFs, set target weights, and check how much to buy or sell to keep your portfolio aligned.

Open rebalancing calculatorOpen AGG calculatorOpen BND calculatorView all ETF comparisons

Key Differences

  • 1Dividend yield: BND 3.25% vs AGG 3.12%
  • 2Holdings: AGG 11,245 vs BND 11,000
  • 3Issuer: AGG (BlackRock(iShares)) vs BND (Vanguard)

Conclusion

Recommended:Depends on your goals

AGG and BND each have different strengths, so the choice depends on your investment objectives. Choose the one with lower fees if cost is a priority, or the one with higher yield if income is your goal.

Comparison Snapshot

Use the table below to compare cost, income, diversification, and portfolio role before making an allocation decision.

CategoryAGGBND
Fund NameiShares Core U.S. Aggregate Bond ETFVanguard Total Bond Market ETF
Current Price......
CategoryBonds & CommoditiesBonds & Commodities
Expense Ratio0.03%0.03%
Dividend Yield3.12%3.25%
Holdings1124511000

AGG Top Holdings

  1. 1. U.S. Treasury Bonds
  2. 2. MBS
  3. 3. Corporate Bonds
  4. 4. Government Agency Bonds

BND Top Holdings

  1. 1. U.S. Treasury Bonds
  2. 2. MBS
  3. 3. Corporate Bonds
  4. 4. Government Agency Bonds
  5. 5. Municipal Bonds

AGG Features

  • •Bond investing
  • •Stability
  • •Low volatility
  • •Diversification benefit

BND Features

  • •Total US bond market
  • •Ultra-low cost (0.03%)
  • •Monthly dividend payments
  • •Stable income

Pros & Cons

AGG

Advantages
  • ✓ Portfolio stabilization
  • ✓ Negative correlation with equities
  • ✓ Stable returns
Disadvantages
  • ⚠ Rising interest rate risk
  • ⚠ Low returns
  • ⚠ Inflation risk

BND

Advantages
  • ✓ One of the most popular bond ETFs alongside AGG
  • ✓ Very low expense ratio
  • ✓ Broad diversification
Disadvantages
  • ⚠ Rising interest rate risk
  • ⚠ Disadvantaged in inflationary environment
  • ⚠ Low returns

Investment Strategy

Best For: AGG

Stocks:bonds = 60:40 or age-adjusted ratio

Best For: BND

Stocks:bonds = 60:40 or age-adjusted ratio; alternative to AGG

Detailed Analysis

1. 분석

AGG (iShares Core U.S. Aggregate Bond ETF) and BND (Vanguard Total Bond Market ETF) Both belong to the Bonds & Commodities category, covering a similar investment area but with different strategies. AGG: iShares Core U.S. Aggregate Bond ETF (AGG) is an exchange-traded fund that provides investors with exposure to bonds, gold, and other commodities. It carries an expense ratio of 0.03%. The fund offers a dividend yield of approximately 3.12%. The portfolio holds 11245 securities. With an expense ratio of 0.03% and dividend yield of 3.12%, its top holdings include U.S. Treasury Bonds, MBS, Corporate Bonds. Key features include Bond investing, Stability, with Portfolio stabilization being a major advantage. BND: Vanguard Total Bond Market ETF (BND) is an exchange-traded fund that provides investors with exposure to bonds, gold, and other commodities. It carries an expense ratio of 0.03%. The fund offers a dividend yield of approximately 3.25%. The portfolio holds 11000 securities. With an expense ratio of 0.03% and dividend yield of 3.25%, top holdings include U.S. Treasury Bonds, MBS, Corporate Bonds. Notable features are Total US bond market, Ultra-low cost (0.03%), with One of the most popular bond ETFs alongside AGG as a core strength.

2. 추천

AGG is suitable for Stocks:bonds = 60:40 or age-adjusted ratio, while BND is suitable for Stocks:bonds = 60:40 or age-adjusted ratio; alternative to AGG. Since both ETFs are in the same category, choosing one for your portfolio is more efficient. Base your decision on expense ratio, liquidity, and issuer preference. For beginners, we recommend a core-satellite strategy: choose a low-cost, well-diversified ETF as your core holding, and allocate the rest to satellite positions.

3. 결론

Both AGG and BND are excellent ETFs for their respective investment objectives. The key is to choose based on your investment goals, time horizon, and risk tolerance. Rather than focusing on a single metric (dividend yield, fees, etc.), evaluate from a holistic portfolio perspective. Use our rebalancing calculator to easily determine the optimal asset allocation including both ETFs.

AGG vs BND Investment Guide

Both AGG and BND are popular US ETFs, but they differ in investment strategy and portfolio role. AGG has an expense ratio of 0.03%, while BND charges 0.03%, Both ETFs share the same cost structure. In terms of dividend yield, AGG offers 3.12% while BND offers 3.25%, making BND the better choice for income investors.

When choosing between the two, consider your investment goals, time horizon, and risk tolerance. If long-term growth is your priority, favor the ETF with lower fees and broader diversification. If you need steady cash flow, the higher-yielding ETF may be more suitable. You can also hold both in your portfolio for a complementary approach.

Regardless of which ETF you choose, maintaining your target allocation through regular rebalancing is key to long-term performance. Review your portfolio quarterly or semi-annually, and adjust if weights have drifted significantly. Our rebalancing calculator can automatically determine the buy/sell quantities for each holding.

5 Things to Check When Comparing ETFs

1.

Expense Ratio: Even a 0.1% difference in fees can translate to thousands of dollars over long-term investing. When two ETFs track a similar index, the lower-cost option has the edge.

2.

Tracking Index & Holdings: Even ETFs in the same category may track different indices. Review the top holdings and sector weights to find the best fit for your investment goals.

3.

Dividend Policy: Compare dividend frequency (monthly vs quarterly), yield, and dividend growth rate. Monthly dividend ETFs may be preferable if you need regular cash flow.

4.

Trading Volume & Liquidity: Sufficient daily trading volume ensures you can buy and sell at fair prices. Low-volume ETFs may have wider bid-ask spreads, increasing your trading costs.

5.

Portfolio Role: Determine whether the ETF serves as a core or satellite holding in your portfolio, and size your position accordingly.

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AGG Detail Analysis
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BND Detail Analysis
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ETF Selection Guide
Investment Guide